Contractor's Insurance

What to know for General Contractors.


The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators.

Special insurance needs of this group include coverage for equipment and tools that are often moved around and for the value of work done for a customer until it is finished.

For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Businessowners Policy (BOP) especially tailored to their needs. Although marketed under a variety of names, these policies will typically have provisions similar to the BOP's.

As an added precaution, talk to us about items such as: Property Insurance, Business Insurance, and Workers Compensation Insurance

Whether working as a subcontractor or under your own business name, let’s make sure you are properly covered for anything.

Contractor's insurance is a specialized form of coverage addressing the unique risks faced by those in the contracting business in Georgia. Unforeseen events can pose significant risks, having contractor's insurance is crucial for covering property damage, injuries, and other liabilities.

Contractor's insurance is more than a legal requirement; it's a strategic investment for peace of mind. It safeguards your business, providing financial protection against the specific risks associated with contracting.

Our contractor's insurance in Bremen covers a range of risks, including property damage, bodily injuries, liability protection, and other challenges specific to contracting businesses. We understand the unique nature of your industry and provide comprehensive coverage.

Getting Started with Contractors Insurance.

Ready to hit the road with confidence? Our Vehicle Insurance is more than coverage; it's the assurance that your journeys will be smooth and worry-free. Whether you're looking for vehicle insurance in Bremen, GA, or searching for discounts and savings, CIA has you covered.

Why Choose CIA for Contractors Insurance?

For contractors in Bremen, CIA offers specialized insurance solutions. Expect tailored coverage addressing unique risks and individualized plans to suit various business needs. CIA stands as a committed supporter of local business growth, providing effective risk mitigation strategies and prompt claims handling to keep your projects on track.

Common Questions

What types of risks does contractor's insurance typically cover?

Contractor's insurance covers risks such as property damage, bodily injury, liability, and other challenges specific to the contracting industry.

Is contractor's insurance mandatory for businesses?

While not legally required, contractor's insurance is highly recommended. Many clients and projects may require contractors to carry insurance as a condition of work.

Can I customize my contractor's insurance policy?

Yes, we offer customizable policies tailored to your specific needs. Our team can work with you to create a policy that aligns with your business requirements.

What steps should I take to minimize risks as a contractor?

Implementing safety protocols, proper documentation, and regularly reviewing and updating your insurance coverage can help minimize risks in the contracting business.

How quickly can I get a certificate of insurance for a project?

At CIA, we understand the time-sensitive nature of projects. We strive to provide certificates of insurance promptly to ensure your business operations remain smooth.

Here is a full list of our providers.

Bremen CIA offers a full range of providers all across the country available to you. 

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